Karen Cayer Sales Representative
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Experts Questions and Answers
Jul 21
2010
posted by Lilach to Kathleen Caught :
Views (17)
Some mortgages are portable and some are not. Some lenders are licensed in all provinces and others are not. It is a good question to ask because most Canadians just assume they will either have to payout their mortgage or that it can come with them but not always. There are mortgages... [ more ]
Jul 21
2010
posted by Tal Plagi to Marci Perreault :
Views (24)
That is a good questions Tal. Personal life insurance allows you to meet more of your family’s needs than just the mortgage. The beneficiary can use the proceeds of the life insurance policy any way they deem necessary—not just to repay the mortgage.
With a... [ more ]
Jul 6
2010
posted by Katie Boston to Lily Ohana :
Views (40)
Katie, thank you for your question. There are two main differences; The main difference between a flat roof and a sloped roof is in the way they are built. A sloped roof shed water, they are not watertight, you can think of them as an umbrella. Flat roofs use a waterproof membrane to protect the... [ more ]
Jun 11
2010
posted by Karen to Lily Ohana :
Views (80)
Hi Karen,
Thank you for your question, moss growing on a roof cover is an indication of excess moisture exposure, which may lead
to moisture related problems to the roof covering and roof structure. Often proximity to trees, poor roof surface drainage, buildup of organic
debris, and absence of... [ more ]
Apr 17
2010
posted by April to Marci Perreault :
Views (17)
Mortgage insurance is an insurance policy that pays the balance of your mortgage to the lending institution if you, the person listed on the mortgage, passes away. Insurance from lenders usually covers the exact amount of your mortgage. Your coverage decreases as the mortgage is paid... [ more ]
Apr 4
2010
posted by Sam Fevez to Lily Ohana :
Views (142)
Hi Sam,
Thank you for your question. The answer to your question is yes, BUT there are installation requirements and you may or may not need to have a permit prior to the installation of such system. It depends on the type of system installed. Any installation of a solar hot water system in... [ more ]
Feb 24
2010
posted by Kerri M to Lily Ohana :
Views (173)
Rubble foundation is a type of foundation that uses loose stone or rubble masonry (rough unfinished stones). It has been used for thousands of years and it is considered a more environmentally friendly than the typical concrete footings/foundation commonly used today. Less concrete is used in... [ more ]
Feb 13
2010
posted by Lionel D. to Lily Ohana :
Views (195)
Hi Lionel,
Thank you for your great question.
The way to prepare for a home inspection slightly depends if you are the seller or the buyer but in both cases the simple answer is to provide access to all the systems and components of the house and to make sure that all utilities are... [ more ]
Feb 13
2010
posted by Lucy Gagnon to Kristy Morrison :
Views (168)
Well to be truth full in the winter time it is very hard! the BEST thing to do during winter is to keep all driveways, walk ways, steps etc 100% clear of snow and ice. Also once salted and everything is melted sweep away the salt so it does not stain the steps (a forever battle with the... [ more ]
Feb 10
2010
posted by Jane Merritt to Kristy Morrison :
Views (201)
Hi Jane! Thanks for your questions this is a great one! If granite, Silestone, or Corian is not in the budget the only affordable countertop is Laminate. Laminate has come a long way from back in the day, the quality is ultimately the same but they have new finishes that allows scratches to be... [ more ]
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